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Loan Financing Guide for Small Business Owners

This book is a simple, practical, and effective step-by-step guide to achieving your financing goals in the least amount of time. Written for the small business owner, it teaches you everything about securing loans: choosing loans, applying for a loan, improving your chances of being approved for a loan, and learning everything you need to know about the loan approval process. As an added bonus, this book will help you determine when loans are not an appropriate source of financing, and provide you with inside knowledge on loan officers' expectations, preferences, and pet peeves. Loan Financing Guide for Small Business Owners is an essential tool for beginning or seasoned business owners who find themselves in the position of needing debt financing to grow their companies. The book is structured with short, to the point chapters and accompanying appendices that make it useful as a reference book once an initial page by page read through has been completed. To be successful in secur
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The Student Loan Scam: The Most Oppressive Debt in U.S. History and How We Can Fight Back

The Student Loan Scam is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. This has occurred in large part due to federal legislation passed since the mid-1990s that removed standard consumer protections from student loans-and allowed for massive penalties and draconian wealth-extraction mechanisms to collect this inflated debt. High school graduates can no longer put themselves through college for a few thousand dollars in loan debt. Today, the average undergraduate borrower leaves school with more than $20,000 in student loans, and for graduate students the average is a whopping $42,000. For the past twenty years, college tuition has increased at more than double the rate of inflation, with the cost largely shifting to student debt. Collinge covers the history of student loans, t
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